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Explore the Smart Roth Series
Practical guides to help all earners unlock tax-smart Roth IRA strategies.
💡 Click the image above or search “smart roth” on Amazon to see all three Smart Roth Series books featured together.
A Smart Way to Use Roth IRA and Roth 401(k) to Maximize Tax Efficiency for Life
The foundation of the Smart Roth Series — learn how to blend Roth, pretax, and taxable accounts across every career stage so you can build tax-efficient wealth for life.
- Understand Roth IRA and Roth 401(k) basics and when to use each.
- Use the “pretax anchor” and lifetime tax diversification to manage RMDs and brackets.
- Build a Roth conversion “reserve” from pretax tax savings to fund future conversions.
- Practical examples, worksheets, and checklists to design your Smart Roth Foundation.
Just $9.99 — start building lifelong tax efficiency today.
A Smart Way to Convert to a Roth IRA Without Missing Market Gains
Learn a smarter, stress-free Roth conversion strategy — keep your money invested and growing while shifting it to tax-free status.
- Avoid the five most common Roth conversion mistakes.
- Step-by-step guidance integrating tax planning, asset location, and market participation.
- Coordinate with Medicare premiums, ACA thresholds, and long-term tax brackets.
- Checklists, real-world stories, and confidence boosters for immediate action.
Just $9.99 — a small investment that could save thousands.
📈 Ranked #1 in “Roth IRA” & #4 in “Roth Conversion”.
A Smart Way to Maximize Roth With Variable Income
Exclusively on Amazon Kindle — free with Kindle Unlimited.
Empowers freelancers, entrepreneurs, and anyone with variable income to take control of their Roth IRA and Solo 401(k) strategies.
- Smart Roth Sequence (S3) for tax-free growth and flexibility.
- Mega Backdoor Roth strategies for Solo 401(k)s.
- Navigate Medicare IRMAA, ACA cliffs, and QBI phase-outs.
- Practical checklists and monitoring tools for real-world action.
Just $9.99 — maximize your retirement potential today.
📈 Ranked #1 in “Roth Solo 401k” & #2 in “Variable Income”.
🌀 New to Smart Roth? Start with A Smart Way to Use Roth IRA and Roth 401(k) to Maximize Tax Efficiency for Life, then continue with
A Smart Way to Convert to a Roth IRA Without Missing Market Gains, and finish with A Smart Way to Maximize Roth With Variable Income for advanced strategies.
🔍 Learn more about the author:
amazon.com/author/seansterling