Today I finally validated a decision I made more than five years ago — the 12/8/20 remix of my 401(k). […]
Validating My 401(k) Remix: A 5-Year Return Analysis and What Actually Worked Read Post »
Most financial advice lives at the edges. It tells you to either save relentlessly or spend boldly, as if the
The Space Between Frugality and Freedom Read Post »
What happens if you simply invest the taxes instead? A Question That Made Me Pause Recently I started thinking more
Why Roth Conversions May Not Make Sense for Many $2M Retirees Read Post »
About 15 years ago, I clicked “Buy” on an energy mutual fund inside my Roth IRA: Vanguard Energy Fund Investor
15 Years Holding Energy Through the Cycle — What It Really Taught Me Read Post »
When I started Roth conversions in the 24% bracket, I assumed my pretax balance would shrink. Instead, it kept growing
Should You Worry About the Tax Bomb? Read Post »
Wu Xiubo was once one of China’s most successful actors. He bet his fortune on the TV series The Alliance
The General Who Lost the War: How Wu Xiubo Fell Into a $100 Million Contract Trap Read Post »
For many years, I built a habit around inflation-protected savings — primarily through U.S. Series I Savings Bonds (“I Bonds”),
When My I Bond Habit Had Done Its Job Read Post »
Investing lessons often appear in unlikely places. In a city park, I began to notice a quiet pattern. Each stray
The Cat’s Circle of Competence Read Post »
Note: I am renaming my Moonshot Portfolio to the Satellite Portfolio going forward. The intent is shifting from more speculation
Satellite Portfolio Update – January 2026 Read Post »
A Lesson in Wealth, Stability, and Sanity There’s a popular idea floating around the internet—especially on YouTube—that Charlie Munger encouraged
Why Munger Never Told You To “Sell Your Home Every Two Years” Read Post »
