Should You Worry About the Tax Bomb?
When I started Roth conversions in the 24% bracket, I assumed my pretax balance would shrink. Instead, it kept growing […]
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The General Who Lost the War: How Wu Xiubo Fell Into a $100 Million Contract Trap
Wu Xiubo was once one of China’s most successful actors. He bet his fortune on the TV series The Alliance
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When My I Bond Habit Had Done Its Job
For many years, I built a habit around inflation-protected savings — primarily through U.S. Series I Savings Bonds (“I Bonds”),
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The Cat’s Circle of Competence
Investing lessons often appear in unlikely places. In a city park, I began to notice a quiet pattern. Each stray
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Satellite Portfolio Update – January 2026
Note: I am renaming my Moonshot Portfolio to the Satellite Portfolio going forward. The intent is shifting from more speculation
Satellite Portfolio Update – January 2026 Read Post »
Why Munger Never Told You To “Sell Your Home Every Two Years”
A Lesson in Wealth, Stability, and Sanity There’s a popular idea floating around the internet—especially on YouTube—that Charlie Munger encouraged
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Rethinking Roth Conversions: Beyond the WSJ Headline
If you’re nearing retirement with a large traditional IRA, you may wonder: should you convert it all at once to
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Buffett, Munger, and the Billionaire Illusion: Why Independence Is the Real Prize.
Why Ordinary Investors Need a Different Expectation Every few months, the internet resurfaces a familiar claim:“If you just follow Warren
Buffett, Munger, and the Billionaire Illusion: Why Independence Is the Real Prize. Read Post »
Financial Independence Is a Lifeboat You Don’t Appreciate Until the Storm Hits
Most people think wealth is about luxury, status, or some magic “number” from a survey. But when life reminds you
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Using Munger’s “Cash Ready for Crashes” Method: Quantifying Its Effect on Portfolio Growth
Charlie Munger, Warren Buffett’s longtime partner at Berkshire Hathaway, consistently emphasized the importance of holding cash—“dry powder”—to deploy during market