About 15 years ago, I clicked “Buy” on an energy mutual fund inside my Roth IRA: Vanguard Energy Fund Investor […]
15 Years Holding Energy Through the Cycle — What It Really Taught Me Read Post »
When I started Roth conversions in the 24% bracket, I assumed my pretax balance would shrink. Instead, it kept growing
Should You Worry About the Tax Bomb? Read Post »
Wu Xiubo was once one of China’s most successful actors. He bet his fortune on the TV series The Alliance
The General Who Lost the War: How Wu Xiubo Fell Into a $100 Million Contract Trap Read Post »
For many years, I built a habit around inflation-protected savings — primarily through U.S. Series I Savings Bonds (“I Bonds”),
When My I Bond Habit Had Done Its Job Read Post »
Investing lessons often appear in unlikely places. In a city park, I began to notice a quiet pattern. Each stray
The Cat’s Circle of Competence Read Post »
Note: I am renaming my Moonshot Portfolio to the Satellite Portfolio going forward. The intent is shifting from more speculation
Satellite Portfolio Update – January 2026 Read Post »
A Lesson in Wealth, Stability, and Sanity There’s a popular idea floating around the internet—especially on YouTube—that Charlie Munger encouraged
Why Munger Never Told You To “Sell Your Home Every Two Years” Read Post »
If you’re nearing retirement with a large traditional IRA, you may wonder: should you convert it all at once to
Rethinking Roth Conversions: Beyond the WSJ Headline Read Post »
Why Ordinary Investors Need a Different Expectation Every few months, the internet resurfaces a familiar claim:“If you just follow Warren
Buffett, Munger, and the Billionaire Illusion: Why Independence Is the Real Prize. Read Post »
Most people think wealth is about luxury, status, or some magic “number” from a survey. But when life reminds you
Financial Independence Is a Lifeboat You Don’t Appreciate Until the Storm Hits Read Post »
