Explore the Smart Roth Series
Practical guides designed to help all earners unlock tax-smart Roth IRA strategies.
A Smart Way to Convert to a Roth IRA Without Missing Market Gains
Exclusively on Amazon Kindle — free to read with Kindle Unlimited.
Learn a smarter, stress-free way to convert your IRA — so you can keep your money fully invested and growing, even as you shift it to tax-free status.
- The five most common — and costly — Roth conversion mistakes (and how to avoid them).
- A clear, step-by-step strategy that integrates asset location, tax planning, and market participation.
- How to coordinate conversions with Medicare premiums, ACA thresholds, and your long-term tax brackets.
- Personal stories, discipline tips, and confidence boosters to keep you on track.
- Practical checklists, key questions, and tools you can use right away.
Just $9.99 — a small investment that could help you save thousands in taxes and missed growth.
📈 Ranked #1 in “Roth IRA” (8/13/25) & #4 in “Roth Conversion” (7/24/25).
A Smart Way to Maximize Roth With Variable Income
Exclusively on Amazon Kindle — free to read with Kindle Unlimited.
This actionable guide empowers freelancers, entrepreneurs, consultants, and anyone looking to take control of their Roth IRA and Solo 401(k) strategies — no matter how unpredictable their income.
- Discover the SmartRoth Sequence (S3) for tax-free growth and maximum flexibility.
- Unlock the Mega Backdoor Roth for Solo 401(k)s and push your savings beyond standard limits.
- Navigate tax challenges: Medicare IRMAA surcharges, ACA subsidy cliffs, and QBI phase-outs.
- Easy-to-use checklists, monitoring tools, and real-world examples for all earners.
- Turn tax law complexity into opportunity and accelerate your path to tax-efficient wealth.
Just $9.99 — maximize your retirement potential today.
📈 Ranked #1 in “Roth Solo 401k” & #2 in “Variable Income” (9/1/25).
🌀 New to SmartRoth? Start with A Smart Way to Convert to a Roth IRA Without Missing Market Gains, then level up with
A Smart Way to Maximize Roth With Variable Income for advanced strategies tailored to freelancers and entrepreneurs.
🔍 Learn more about the author:
amazon.com/author/seansterling