This Labor Day, I’m excited to share the release of my second book in the SmartRoth series:
A Smart Way to Maximize Roth with Variable Income: Turbocharge Your Roth & Solo 401(k) Savings Fast
If my earlier book, A Smart Way to Convert to a Roth IRA, provided the foundation for understanding and planning Roth conversions, this new book goes one step further. It’s written for those of us whose income isn’t always predictable—freelancers, consultants, entrepreneurs, and anyone managing fluctuating earnings.
Inside, you’ll discover:
- How to confidently plan Roth conversions early in the year to capture maximum tax-free growth
- Ways to leverage Solo 401(k) contributions and the Mega Backdoor Roth to expand your retirement savings
- Guidance to avoid tax traps such as Medicare IRMAA surcharges, ACA subsidy cliffs, and QBI phase-outs
- Practical checklists and real-world examples designed for income that moves up and down
Together, the two books form a roadmap for retirement planning success:
- Book 1: A Smart Way to Convert to a Roth IRA – the essential starting point for Roth conversion strategy
- Book 2: A Smart Way to Maximize Roth with Variable Income – the advanced playbook for anyone with irregular or variable earnings
Both books are available now on Amazon:
I’m proud that the new book went live this Labor Day—following on the heels of Book 1, which launched on Independence Day. Two milestones for two different aspects of financial freedom.
If you’ve ever felt that “retirement planning” advice doesn’t apply to you because your income is uneven or unpredictable, this book is for you.